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*** turbulent stock market. *** new report shows that the US economy had its worst quarter since 2022. Fears of *** recession and consumer confidence plummeting to *** five-year low. I think anything like this is *** good opportunity for people to try to be more in control of their money or at least be more aware of their financial situations. Jessica Roy is *** personal finance journalist for our Hearst Partners at the San Francisco Chronicle. She says it's important to play the long game when it comes to your investment. The best thing you can do is, yeah, stay the course, don't touch your investments. Whatever investment plan you had before the stock market went crazy, just keep doing that. That advice isn't just for young people who have longer to wait until retirement. Jessica says it applies to retirees too. Most people, as they approach retirement, they convert from mostly in the market to *** mix of bonds and equity in the stock market and money in *** high yield savings account. Right now, touch your depreciated stock market equity as little as. Possible if you can pull from your bonds, if you can pull from your cash savings, now's the time to do it. And the biggest mistake people can make converting all their 401k to cash or even worse, pulling it all out of their accounts. We've historically seen the stock market goes in cycles. Anybody who pulled out their money during the 2008 recession, during COVID, any of those times, those people all lost money. Instead, focus on the things you can control like cutting unnecessary expenses and resisting the urge to start. buying. *** question I've gotten *** ton is people are like, Should I buy *** car now? Should I buy *** stove? Should I buy *** vacuum cleaner, *** stroller? If you know your major appliance or automobile is going to be like dead in the next 6 months, like an imminent uncertain death, it's probably better to buy it now, but I think the smartest thing you can do right now is avoid making major purchases. I've seen there are *** lot of people who are running out to buy *** new phone, running out to buy *** new appliance, whatever. I would say don't do that, cash in hand is king right now. Another thing you can focus on automating your savings and building up your emergency fund. Use direct deposit and set up *** portion of your paycheck to go directly into your savings account. And don't be afraid to start small. Every bit counts and you can always increase it later. Reporting in Washington, I'm Amy Lou.